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Short & Long-Term Disability

MUTUAL OF OMAHA SHORT & LONG-TERM DISABILITY INSURANCE-EMPLOYER PAID

At no cost to the team member, SCC provides you with both a Short and Long-Term Disability Insurance plan through Mutual of Omaha. Disability insurance provides benefits that replace 60% of normal wages after the employee has been unable to work due to a covered injury or illness with a max cap of $1,500.00. Benefits begin after 2 weeks of missed work. As soon as it is known that the need for Disability Insurance exists, please contact your assigned HR Representative for a copy of the claim form to be submitted to Mutual of Omaha. Should a short-term injury/illness extend beyond 13 weeks, the coverage automatically moves into a long-term disability covered event. Details related to these plans can be found on the plan summary documents located here:      Long-term Disability Plan Summary      Short-term Disability Plan Summary

For information on claims submission, please go to your Team Member Reference Guide and search for disability insurance.

Important: If your salary exceeds $50,000.00 per year, long-term disability insurance is a taxable fringe benefit. The premiums are considered imputed income to you and the IRS sets the value of the benefit by age. When this applies, you will see this as 'imputed income' on your pay statements. 

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